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Frequently Asked Questions - Motorcycle Insurance

Can I get a discount if I have any security fittings?

Alarms and immobilisers which are fitted at manufacturing stage are accounted for in the policy and therefore an additional discount is usually not applicable. Additional fittings such as Thatcham approved immobilisers, and other added security systems lessen the risk of the motorcycle being stolen, and can lead to a discount in the insurance premium.

What types of insurance coverages are available?

Third Party

  • This is the minimum level of insurance required to ride your motorbike on the road.
  • The policy covers liability for third party damage and costs for injury to third parties.
  • There is no cover for damage to your motorcycle.

Third Party Fire & Theft. As well as the cover provided under TPO, TPFT also includes the following:

  • Damage by fire, lightening or explosion (non terrorist action).
  • Damage either during attempted theft or while it is stolen.
  • Stolen and not recovered.

Comprehensive Cover. As well as the cover provided under TPFT

  • Accidental and malicious damage to the insured vehicle.

Do you insure convicted riders?

Yes we offer very competitive rates to all riders, including drivers with motoring convictions.

What do I do if I need to make a claim?

Most insurers operate 24 hours a day, 365 days a year. More information will be given in your policy booklet.

 

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Loganville Location: 4764 Highway 78 | Loganville | GA 30052 | Phone: (770) 466-9475 | Fax: (770) 466-7380 | Email: info@biltmoreins.com
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Biltmore Insurance Agency has agents specializing in automobile, homeowners, renters, commercial, business, life, health, group, motorcycle,
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Serving Clients In: Gwinnett, Walton, Dekalb, Fulton, Forsyth, Hall, Jackson, Barrow, Rockdale, Oconee, Morgan & Newton counties including:
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